Discover the Funeral Advantage Plan — final expense life insurance that covers funeral and final costs, with fast 24-hour payout and coverage that never goes down.
Get My Free Quote →Final expense life insurance designed to cover funeral and final costs — and protect your family from financial burden at the hardest moment.
Available for ages 0–85. No medical exam required — simplified qualification with basic health questions.
The death benefit is typically delivered within 24 hours of claim approval.
Your premiums never increase and your coverage never decreases, regardless of health changes.
A traditional burial today can start at $15,000 between the funeral home and cemetery — covered directly up to your coverage amount.
If cremation is your wish, depending on the service it can run up to $9,000 with a funeral-home viewing — the plan helps cover it.
Pays up to $100,000 extra if death is accidental, plus $5,000 for transportation if it occurs more than 200 miles from home.
Every Funeral Advantage Plan includes a free membership to the Funeral Consumer Guardian Society (FCGS) — professional support for your family before and during the funeral process.
Professional documentation of your funeral wishes, recorded and shared with your family at the time of need.
FCGS compares prices among funeral homes and negotiates on your family's behalf. Per the FTC, 1 in 3 funeral homes pressure families to overspend.
Dedicated representatives available 24 hours a day, 7 days a week to guide your family through every step.
FCGS keeps all your planning records and documents secure and accessible — avoiding confusion for your family.
Helps protect grieving families from abusive charges and unnecessary services.
Planning and negotiation at that vulnerable moment help families save between $2,500 and $4,000 — at no extra cost.
* The FCGS membership activates automatically when your Funeral Advantage Plan policy is issued, at no additional cost.
Thank you, . Your request has been routed to Martin Eichhorn's licensed advisory team.
What happens next:
A licensed representative for your state () will review your burial/cremation preferences.
We will contact you at with exact rate options and no-obligation guidance.
Individual life insurance plans regulated by state insurance departments.
Coverage options based on standard health qualification questions without complex exams.
Cash benefits paid directly to your chosen beneficiary to help with immediate expenses.